Links: EARTHWEB |
| For every new account that is opened and every purchase made with the card, MBNA America® Bank will make a contribution to the Trickle Up Program—at no additional cost to you.
| Your choice of the Coder card or the Tech card.
| No Annual Fee.
| 5.9% Introductory Annual Percentage Rate (APR) on Cash Advance Checks and Balance Transfers.*
| MBNA Net Access(SM)the Internet connection to your credit card account. Get up-to-the-minute account information, track charges and payments, review recent statements, or schedule payments for your account.
| Credit line up to $100,000 with the Platinum Plus(SM) card.
| Built-in fraud protection detects unusual activity on your account.
| Palladian Travel Services(SM)the exclusive vacation planning specialist for MBNAฎ Customers.
| Emergency cash and replacement airline tickets, up to your available credit line.**
| Worldwide acceptance at millions of locations.

ONLINE CREDIT CARD APPLICATION
For your privacy protection, to submit your application online, you must be using a browser that supports encryption. If your browser does not support encryption, you can apply for a credit card by calling 1-800-932-2775. (Please mention priority code RQT3.)
Before completing this application you should be able to answer "Yes" to these questions: Do you have a Total Household Income of $15,000 or greater? (not applicable to students) Yes No Is your credit history clear of bankruptcies or seriously delinquent accounts? Yes No
Select Your Card! |
First Name | Middle Last
| (as you would like it to appear on the card)
E-mail Address |
Social Security Number | - -
Date of Birth | / /
Street Address (Students, where you want credit card mailed.) |
Years There
City | State Zip -
Are you: |
Homeowner | Living with Parents
Renter | Living in Campus Housing
Housing Payment | $ .00 per month
Home Phone | - -
Security Code (e.g. Mother's Maiden Name) |
Are you a U.S. Resident? Yes No [LEGAL DISCLOSURES]
EMPLOYMENT INFORMATION (Students, skip this section)
Employer | Years There
Position |
Work Phone | - -
Salary | $ per
+Other Income | $ per
Total Household Income | $ per
Source of Other Income |
Previous Employer | Years There
Alimony, child support, or separate maintenance income need not be revealed if you do not wish it considered as a basis for repayment.
STUDENT INFORMATION (Complete only if presently enrolled in a college or university)
Student Status |
School Name | Class
Major | Graduation Year
Campus Telephone | - -
Permanent Home Address |
(if different than above) |
City | State Zip -
Source of Personal Income | Part-time Job Full-time Job Other
Total Personal Income | $ per
Employer (if applicable) |
Position |
Alimony, child support, or separate maintenance income need not be revealed if you do not wish it considered as a basis for repayment.
OPTIONAL BALANCE TRANSFER REQUEST*
Please pay off the accounts I have specified below. Please review important information about transferring balances.*
Financial Institution | Account # | Amount
1) |  | $ .00
2) |  | $ .00
3) |  | $ .00
If Financial Institution name is not listed in the pull down boxes, please complete section 3.
ADDITIONAL CARD FOR AUTHORIZED USER
Name |
Relationship to Applicant |

AGREEMENT
Submit my application. I have read the terms and pricing disclosures (see below) for this account and by electronically transmitting this application, I indicate my agreement with each of the terms and conditions. I have read this application, and everything I have stated in it is true. I authorize MBNA America Bank, N.A. (MBNA), to check my credit, employment history, or any other information and to report to others such information and credit experience with me. I understand that the acceptance or use of any card issued will be subject to the terms of this application and the Credit Card Agreement that will be sent with the card, and I agree to be responsible for all charges incurred, according to such terms. I am at least 18 years of age and a U.S. resident. I consent to and authorize MBNA, any of its affiliates, or its marketing associates to monitor and/or record any of my telephone conversations with any of their representatives to better ensure quality service. I understand that all credit decisions are made at the sole discretion of MBNA America, and that if my application for the Platinum Plus Card is not approved, this request constitutes my application for the Preferred Card. I accept that on a periodic basis I may be considered for an automatic upgrade to the Platinum Plus Card at the discretion of MBNA.

Annual Fee | None.
Annual Percentage Rate (APR) | Platinum Plus or Preferred account: 12.99% for purchases.
Grace Period for Repayment of Balance for Purchases | At least 25 days, if each month, we receive payment in full of your New Balance Total by the Payment Due Date.
Method of Computing the Balance for Purchases | Average Daily Balance (including new transactions).
Transaction Fees for Cash Advances and Fees for Paying Late or Exceeding the Credit Limit | Transaction fee for Bank and ATM cash advances: 2% of each cash advance (minimum $2). Transaction fee for credit card cash advance checks and balance transfers: 2% of each cash advance (minimum $2, maximum $25). Late-payment fee: $29. Over-the-credit-limit fee: $29.
Transaction Fee for Purchases | Transaction fee for the purchase of wire transfers, money orders, bets, lottery tickets, and casino gaming chips: 2% of each such purchase (minimum $2).

-MORE APR INFORMATION- The current promotional Annual Percentage Rate (APR) offer for cash advance checks and balance transfers is 5.9% through your first five statement closing dates, commencing the month after your account is opened. When your minimum monthly payment is not received by its Payment Due Date, or when the promotional offer expires, whichever occurs first, your APR for both new and outstanding cash advance balances (consisting of cash advance check and balance transfer transactions) will be 12.99% for both the Platinum Plus or Preferred accounts. MBNA may allocate your payments to balances (including new transactions) with lower APRs before balances with higher APRs. -CONDITIONS- The information contained in this advertisement was accurate as of 10/99. The information may have changed after that date. To find out what may have changed you may contact MBNA America Bank, N.A., for specific information by calling 1.800.932.2775 or by writing to P.O. Box 15020, Wilmington, DE 19850. TTY users, please call 1.800.833.6262. You must be at least 18 years of age to apply, and you must reside in the United States. * Neither cash advances nor balance transfers may be used to pay off or pay down any MBNAฎ account. MBNA processes balance transfers as cash advances according to the terms of the Credit Card Agreement. Finance charges begin accruing on cash advances from the transaction date. There is no grace period for cash advance transactions. Important Information If You Are Transferring Balances: Type, in order of importance, the names of the banks or department stores and the amounts you want to pay. Total amount cannot exceed your credit line. Allow at least two weeks from account opening for processing of your request(s). We'll send you the balance transfer checks to forward to your creditors. Please continue to make minimum monthly payments on the accounts you designate until the balance transfer payments appear as credits on those account statements. The total value of balance transfers cannot be more than your available credit line. If the total is more, MBNA may send you checks valued up to your credit line. These checks may include full as well as partial payments of the amounts you indicated. Transaction fees are waived on balance transfers initiated with this application. ** Certain restrictions apply to these and other benefits described in the benefits brochures sent soon after your account is opened. Palladian Travel Services is a division of MBNA America Bank (Delaware). -INTERNET PRIVACY POLICY- This Web site is published by MBNA America Bank, N.A., the principal subsidiary of MBNA Corporation. The MBNA Web server automatically recognizes and records domain names, but not electronic mail addresses. Information gathered may be used to improve the content of the MBNA Web site. Information supplied to MBNA via the Internet, such as postal addresses or telephone numbers, may be used for marketing and/or research and development purposes. Information provided on applications for credit automatically authorizes MBNA to review the applicant's credit history, employment history, and/or other information, and to share with others, if necessary, such information and credit experience. Information about you or your account may be shared among MBNA and its related companies for marketing or administrative purposes. You may prohibit such sharing of information, other than information pertaining solely to transactions or experiences between you and MBNA (or an MBNA-related company), by writing to MBNA at P.O. Box 15342, Wilmington, DE 19850 and including your name, address, home phone number and the applicable MBNA account number(s). MBNA is at your service 24 hours a day, 365 days a year at 1.800.421.2110. MasterCard is a federally registered service mark of MasterCard International Inc., used pursuant to license. MBNA America, MBNA, and Platinum Plus are service marks of MBNA America Bank, N.A. ฉ1999 MBNA America Bank, N.A.